If you are planning to travel to the United States of America, you need to consider J1 Visa Health Insurance, not only because it has been made compulsory by the United States Department of State, but also for the fact that J1 visa health insurance will accommodate all your medical emergencies that may occur while you are in the US. Consequently, it is now mandatory for post graduate research students, exchange visitors, au-pairs, scholars, trainees as well as all other J1 visa insurance holders to possess a J1 visa health insurance which is never an option but a requirement for all J1 visa holders.
For this reason therefore, the first thing you must put into consideration before applying for your J1 or Au-pair visa is the J1 visa health insurance whenever you are applying for US visa as an exchange visitor. The people who are involved in cultural or academic programs and sponsored by businesses, schools, institutions and organizations are issued J1 exchange visitor visa by the United States government.
On the other hand, all individuals visiting the US such as nanny, au-pair, scholar, student, trainee, professor, teacher, medical graduate, research assistant or international visitor and taking part in a program of research or cultural enhancement are granted a J1 Exchange Visitor Visa.
However, for a J1 visa health insurance to be met, quite a number of criteria must be fulfilled. Such criteria are repatriation, medical coverage as well as evacuation benefits. For this reason, make sure that you obtain a J1 visa health insurance that is in compliance with the related regulations whenever you are traveling to US on a J1 visa. At this point, you must understand that there are a lot of insurance providers such as AIG, Lloyds, Sirius and many more that have their own editions of J1 visa health insurance plans that fulfill the comprehensive J1 visa health insurance prerequisites.
The period of the J1 visa health insurance must be for the whole term of your program and it is essential for J1 exchange visitors as well as their J2 dependants to carry J1 visa health insurance while traveling to the United States of America. Therefore, all exchange visitors must not overlook this serious clause for any reason whatsoever as the sponsor of your exchange program will be forced by the government to terminate such program should you fail to buy the appropriate J1 visa health insurance.
Nevertheless, to be in the United States with no satisfactory J1 visa health insurance is predominantly unsafe because the US government is not responsible for the expense of health care for visitors to the country. Also, it is extremely expensive looking for medical care in the US because one single day hospitalization and treatment can cost a lot of dollars. More importantly, if you don’t have adequate J1 visa health insurance, you may be refused medical treatment by doctors and hospital all over the US.
On a final note therefore, it is absolutely vital for you to be covered by appropriate J1 visa health insurance when you are traveling to the United States of America. As soon as you make the purchase, the evidence and confirmation of the insurance will be made available to you.