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J1 Visa Health Insurance

Specially for Exchange Visitors & Students, J2 Visa Holders

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Archives for July 2013

US Firms Hire J1 visa Students

July 23, 2013 by Chiranth Nataraj

US firms hire J1 visa students for work & travel program during their summer vacations. They can be hired to work in a variety of fields.

The summer work and travel program allows students from different countries to work and travel in the US during their summer vacations. It is a year round program that is specially designed for students, so they can spend their summer holidays in USA. It gives them an opportunity to work in the U.S. for 3 to 4 months and be exposed to the people and the American way of life. Companies in the U.S. can also benefit from hiring international students as they are motivated workers. Students can discover new culture, traditions and also make some money to pay for their studies back home. The main purpose of this exchange program is to acquaint foreign students with modern American culture. College and university students pursuing studies at post secondary accredited academic institutions outside the U.S. come to USA to share their culture and ideas with people of the U.S. through temporary work and travel opportunities.

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These young students can bring diversity to a company and also gain a new perspective with their international experience and knowledge. However, US companies need to fulfil a few requirements before hiring a J1 visa student. A j1 visa is issued to students interested in visiting the U.S. on cultural exchanges. Applicants must meet the specified qualifications and be sponsored by either a private or a government program. Applicants must also be aware that they are in the U.S. for a temporary stay and need to show funds to cover their stay in the country. If the spouse or a child under 21 years wants to accompany the applicant, he or she must apply for a j2 visa and is allowed to study even without student visa but is not allowed to work. As a j1 visitor, you can remain in the U.S. until the end of the exchange program or remain for an additional 30 days in order to prepare for your departure from the country.

There are many positions that U.S. companies can offer work and travel students, but they cannot be employed in childcare, domestic work or any job that jeopardizes the student’s well being or safety. Employers have to follow the minimum number of working hours as indicated in the employment agreement form, but students are usually happy to work overtime, so the working schedule can be flexible. As for the wages, employers must pay the minimum hourly wage for employees, covered by federal laws. A great thing with hiring international students is that it is totally free. Students are required to make their own housing arrangements before arriving in the US. However, if you have a paid or unpaid housing option, it makes your offer more attractive for potential candidates, which means a bigger choice of students. It is a common myth that employers in the US have to sponsor J1 visa students which is not true; international students are already sponsored by their program sponsors before coming to the US.

Employers do not have to pay transportation costs to J1 visa students, as the students are responsible for their own transportation costs to and from the US and also to and from their workplace. US employers need not worry about meeting the minimum employee number requirement for hiring the students, as foreign students participating in the work and travel program come to the US for a maximum of 4 months and are willing to work full time at any entry level job. Whether it is hotels, restaurants, country clubs or resorts, you can find all kinds of student summer jobs, with the opportunity to work anywhere in the U.S. through the summer work and travel program.

Filed Under: Exchange program, J1 Visa Health Insurance

J1 Visa Health Insurance Gives You Total Cover

July 12, 2013 by Chiranth Nataraj

J1 visa health insurance plan offers coverage for doctor visits, hospitalization, maternity, mental health and pre-existing conditions.

Every month, almost 170,000 students and scholars come on a J1 visa to study, work and teach in the US. As a J1 visa holder, a student or a scholar can come to the US to participate in an exchange visitor program. Whether you are visiting the US as an exchange visitor, scholar or a research student, having health insurance is a great option because most often, exchange visitors find it difficult to cope with health care expenses in US. Your insurance plan will help you deal with your hospital expenses in the best possible way, as it offers coverage for doctor visits, hospitalization and mental health. Whether it is getting ambulance services on urgent notice, buying prescription drugs or getting hospital care, health insurance offers total medical protection.US flagJ1 visa health insurance is exclusively designed for exchange visitors to the US. It offers a great flexibility in terms of insurance duration. You can choose it for one month or you can get a plan for five years. All these plans are renewable which makes it easy to choose from monthly, quarterly or annual plans. It is easy to find a plan tailored to your specific needs to get several benefits. If you are traveling to the US on a J1 visa, you and any family members traveling with you will be required to have health insurance coverage for the entire duration of your trip. If you are traveling with your family, then you should consider an insurance plan that caters to the health needs of your family members.

Most schools and sponsoring organizations provide mandatory health insurance that meets the J1 visa requirements. If your school or sponsor does not provide health insurance coverage, then you can purchase your own plan and take your pick from a variety of options. Remember, if you do not have visitor health insurance, your visa will no longer be valid and your sponsor will have no choice but to terminate your exchange visitor program. Do remember that there are some regulations concerning your health insurance plan. Your plan should provide benefit of a minimum of $50,000 for accidents and illnesses. There is a deductible limit of $500, which means that a deductible should be less than this limit for an illness or accident. The repatriation limit must be around $7500; the rating of your insurance company must be “A” or more. If the exchange visitor wants to satisfy the requirements of health insurance as per the rules of the home country, then such a plan must be backed by full credit and faith of the home country. However, you need not worry, as there are many insurance providers in the US who are specialized in providing health insurance policies that conform to all the regulations set by the Department of State.

With the wide range of benefits offered by health insurance, exchange scholars can get financial aid for medical expenses. This comes in handy especially in a country like the US, where medical care is very expensive. Before purchasing insurance, it is good to research your options and choose a plan that best meets your needs. Remember to read the plan brochure to understand the benefits and the coverage of the plan you are purchasing. Sometimes, pre existing conditions are not covered, that is, any injuries or illnesses that exist at the time or prior to the activation of the insurance plan. It is a good idea to go through the details of your plan for any conditions and exclusions. With a health insurance plan in place, exchange students and scholars visiting the US can pursue their academic programs in peace.

Filed Under: J1 Visa Health Insurance Tagged With: health insurance, J1 visa

English Language Courses in The US With J1 visa

July 5, 2013 by Chiranth Nataraj

Visit the US on a J1 visa to improve your English language skills. ESL classes focus on teaching how to talk, read and write in English.

For international students interested in learning English or improving their language skills, the US is the most sought after destination. English as a second language program (ESL) is the perfect program for students who want to improve their level of English. ESL classes teach English language skills depending on the student’s abilities, interests and needs. All programs however focus on teaching conversational English, reading, writing and vocabulary.

J1-Visa-Sponser

There is an intensive program that teaches academic English to students, a general English program for people wanting to improve their English for travel or business purposes, where they can learn the skills necessary for communicating in different situations. Business English courses are good for people who want to learn the vocabulary and communication skills that help in their business. Many people take up ESL programs for personal or professional reasons and not just for academic credit. They may be taken to prepare for college or university admissions in the US; some programs even offer bridge programs that can help students transfer into an academic program. They are designed for any level of English proficiency and usually require 20-30 hours per week of intensive study of English language. Most ESL classes have small classes, so students can get individual attention from their teachers. Besides studying English, students also participate in the cultural and social activities of the school.

English language programs may also be taken to improve a specific reading skill such as reading, writing or grammar. They help in adjusting to the culture and campus life in the US; they can even help in advancing your international business skills or achieving personal goals. ESL courses offer a lot of flexibility can be full time or part time and can last from one week to one year. Once you define your priorities, you can narrow down your choices and find the right English language learning program for you.

Read more for information on Employment for students on J1 Visa

Filed Under: J1 Visa Health Insurance Tagged With: education, ESL, J1 visa

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