Health insurance is essential for everyone, especially for those who may be visiting US on a J1 visa. Whether you are visiting as an exchange student, trainee or au pair, you must have health insurance for your visa to be valid. Unlike other countries, health care in US is quite expensive and in case of an emergency, you will have to care of all the medical expenses on your own; J1 visa health insurance is the only way to deal with such expenses when you are visiting the US. It should be a part of your arrangements as you make plans for living in a new country; exchange visitors traveling with their spouses and minor children are especially vulnerable to unforeseen medical bills during their visit. You do not want to be caught off guard when your domestic health insurance plan will not cover your medical needs in a foreign country.
If you are a foreign national visiting the U.S. on a J-1 visa to participate in an educational, training or cultural program such as a trainee, research scholar or a college or university student, you should consider J-1 visa health insurance. J-1 visa health insurance comes in handy when dealing with unexpected emergencies; it will protect you from high medical costs that may arise during your stay. However, you must ensure that your health insurance plan meets the specific rules and regulations set by the Department of State.
If you are visiting US as an exchange visitor, you must have insurance not only for yourself but also for your J2 dependent for the entire duration of your program. In case you fail to carry the required health insurance, your sponsor will have no choice but to terminate your program and you will be ineligible for an extension of stay or employment./div>