Working or studying in the US can be a wonderful experience, discovering the beauty and excitement that the country has to offer. It is a great way to meet new friends, improve your English skills and gain valuable work experience at the same time. Students, research scholars, interns, teachers and professors can apply for a J1 visa to work and study in the US and benefit from a rewarding experience. A J1 visa is a temporary exchange visa that allows students and professionals to study or work in the US for a specified period of time, after having been sponsored by an organization approved by the US government. However, your J1 visa is valid only when it is supported by a J1 visa health insurance, to cover any medical costs for any sickness or injuries while you are on a US visit.
The cost of health care in the US is quite high when compared to other countries, with even a single day’s hospitalization or treatment running into hundreds of dollars. Since the US government does not provide health care, it makes sense to be insured medically for the entire duration of your stay. Almost all health care providers in the US refuse to provide service if you do not carry J1 health insurance; it can also result in severe repercussions such as your J1 visa getting terminated and removal from the exchange program that you are involved in.
Since the insurance requirements for J1 visas are very specific, make sure you purchase an insurance plan that meets all the requirements; if not, you will end up wasting a lot of time and money. There are different options of J1 health insurance, you can compare prices online and decide the right plan, depending on the length of your stay and your future needs.